Rules of The Arco Challenge
Last updated: 26 October 2026
Arco is a financial education academy. It is not a broker, it does not take deposits or manage funds, and it does not offer investment advice.
These rules govern participation in The Arco Challenge, an educational practice program of 30 days run by Arco. By signing up you accept them together with the terms of use and the privacy notice.
1. What it is and what it isn't
- It is a training program: 30 days following the Academy modules on a demo account, with a daily routine and a trading journal.
- It is not a contest, a tournament or a draw. There are no prizes, rankings, standings or money at stake.
- It is not investment advice. Arco does not say what to buy or sell or when, does not manage accounts and has no access to yours.
2. Who can take part
- People of legal age under the laws of their country of residence.
- Residents of countries where HFM allows opening a demo account. HFM defines that list on its website.
- There is no requirement of prior experience or capital.
3. Duration and start
- The Challenge lasts 30 calendar days from when you start it, organised in four weeks with one goal each.
- There are no fixed dates or closed editions: you start when you sign up and can pick it back up if you stop.
4. How to take part
- All practice takes place on a demo account opened directly with HFM, with virtual money. A real account or a deposit is never required.
- Each completed day consists of the routine published on the Challenge page and logging the day in the journal, even if no trade was opened.
- Trades, their size and their risk are the participant's decision alone, within their own plan.
5. No prizes, no costs
- Participation is free. Arco does not charge sign-up fees, subscriptions or services linked to the Challenge.
- There is no prize, financial reward or material benefit for finishing the Challenge or for its demo results.
- Arco may receive compensation from HFM if a participant decides, on their own and at any time, to open a real account. That decision is not part of the Challenge and is not a condition for taking part or finishing it.
6. Conduct
- Participants agree to treat others respectfully on Arco's channels (WhatsApp, email or video call).
- It is forbidden to use the Challenge channels to promote services, products, investment groups or any offer to other participants.
- Arco may remove from the Challenge anyone who breaches these rules, without affecting their demo account, which belongs to HFM and the participant.
7. Risk and scope
- Demo results do not predict results on a real account. Execution conditions, liquidity and emotional pressure are different.
- Trading leveraged products with real money carries a high level of risk and you can lose the capital you deposit. Read the risk warning.
- Arco is an academy. Accounts, deposits, execution and support for them are provided by HFM. HF Markets (SV) Ltd is incorporated in St. Vincent & the Grenadines as an International Business Company with registration number 22747 IBC 2015.
8. Personal data
- The data in the sign-up form is processed under the privacy notice and is used to send you the Challenge material and contact you.
- Arco does not publish participants' results, names or journals.
- The journal is yours; Arco never asks for the credentials of your demo account or your platform.
9. Changes and withdrawal
- Arco may update the content of the Challenge, the routine or these rules. Changes are published on this page with their date.
- You can leave the Challenge at any time by writing to hola@arcofx.com or simply by no longer taking part. There is no penalty.
10. Contact
Questions about these rules: hola@arcofx.com. Questions about your demo account or the platform: the HFM website.